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Would you accept a cargo insurance assumption from the freight quote alone?

If a shipment is rerouted through a disrupted region, who would you ask to confirm the coverage position?

3 replies

  1. The insurance broker or insurer should confirm coverage for the actual route and cargo under the policy. A freight quote isn't a complete explanation of cargo insurance.
  2. Ask about relevant exclusions, notices and any additional premium before accepting the route. Keep the confirmation with the shipment so the decision is traceable.
  3. Also distinguish carrier liability from your cargo policy. They answer different questions, and assuming one replaces the other can leave an unpleasant surprise.

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